Terms of the Lay-Away Policy:
The default Lay-Away Period is set to six (6) monthly lay-away payments. The default Lay-Away Amount is the payment that has to be made at least once a month to keep your lay-away plan active and current. All lay-away plans are for a maximum of 12 months.

Lay-Away payments are due 30-Days after the initial payment. After each payment, a sales receipt is mailed to you reflecting payment status. If you purchase something on July 4, 2004, your next payment is due August 4, 2004. Payments must be made each thirty (30) day cycle to keep Lay-Away agreement.

We realize that not all purchases require 180 days or 6 months. Not many customers will need 180 days to pay for a 17" Monitor that cost $149. Therefore, you are free to make a payment of any whole dollar amount higher than your set monthly price.

ArcheDesigns.com has special agreements with suppliers where products that have been discontinued while on lay-away, the most recent product available will be shipped. If the product ordered has been discontinued, your Account Manager will notify you before shipping occurs. After confirmation, your Account Manager will ship the appropriate product replacement. This is usually done at the same manufacturer and the same price of the discontinued product. If the product is Discounted or On-Sale at the end of you pruchase agreement, ArcheDesigns.com will reduce the last payment by the diffeence in prices.

The is no additional charge for utilizing our Lay-Away plan. The price of you purchase plus shipping is divided into the allowable months for pruchase. There will be $75 restocking/processing fee of monies paid for ALL cancelled lay-away plans.

After your last payment, your product will ship to the address specified approximately 5-10 business days AFTER your payment clears our bank. Once your product is released for shipping our customer service will email your tracking number to you. If you would like to ship your product to a different address, please contact a customer service representative and have all sales receipts and proper identification handy.

If no payment has been made on LayAway merchandise for 35 days, written notice (certified letter) will be sent to the purchaser. This letter will give the purchaser a deadline for payment. If no further payment received within 10 days from the written notice, your Lay-Away purchase will become VOID and the merchandise will be removed from Lay-Away hold.

Again, there will be $75 restocking/processing fee of monies paid for ALL cancelled lay-away plans. If you don’t make your payments after being notified that they are late, the store may cancel your layaway account.

Return Policy:
Due to the changing technology of computers, any Lay-Away plan can be discontinued; only if the plan is not more than half completed. For example, Joe Customer buys a Laptop for $1500. After the lay-away plan is more than half paid for ($750) the lay-away plan cannot be discontinued. Joe may only receive an in store credit or apply balance paid to currently(newer) available computer.

1. Refunds are available within 30 days of ship date and only if the item has not been open or used.
2. Non-Clearance Store products may be returned or exchanged within 30 days of your product's shipping date.
3. Clearance Items may be returned for store credit only within 30 days of your product's shipping date.
4. All returns must be approved by ArcheDesigns.com before they are returned.
5. Items must be in original packaging, in as-new condition with the packing slip, all warranty cards, manuals and accessories.
6. If you request an exchange item, we will ship your replacement after we receive and process your returned product. The new order will be shipped as soon as we have your product available.
7. Should the returned item be discontinued or not available, a customer service representative will contact the customer with comparable replacements.
8. Please allow approximately 5 business days for your return to be processed once it has arrived at the warehouse.

The Purchasing Process:
We are a people company. We attempt to set up flexible payment alternatives so everyone can enjoy the products that might otherwise cramp your budget. Every Lay-Away plan has 3 simple steps.

1. Find your product from our online catalog. If you can't find what your looking for just email a customer service member and we'll do the shopping for you.
2. Checkout using our secure PayPal shopping cart or contact customer service member and we'll complete the checkout for you. After you complete your order an invoice will be sent directly to your address. The monthly payment includes ALL shipping charges. If you are an South Caroloina resident, taxes will be applied to your last monthly payment.
3. Simply submit your first lay-away payment and your all set. Your order will be forwarded to an Account Manager who will mail your invoices to you and serve as your sole contact for any other questions. Many customers prefer to make additional payments so they can complete their lay-away plan sooner...but it's up to you and your budget. It's that simple! You are responsible making a monthly payment to keep your lay-away plan active, so remember to stay within your budget.